:root{
  --navy:#04192e;--navy-2:#0a2c4d;--teal:#0f7b7b;--teal-d:#0b5f5f;--gold:#c9a24b;
  --ink:#1c2733;--muted:#5a6776;--bg:#f6f8fa;--card:#fff;--line:#e2e8ee;
  --radius:14px;--shadow:0 8px 28px rgba(14,42,71,.08);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:var(--teal);text-decoration:none}
a:hover{color:var(--teal-d)}
h1,h2,h3{font-family:'Fraunces',Georgia,serif;color:var(--navy);line-height:1.2;font-weight:600}
h1{font-size:clamp(2.1rem,5vw,3.4rem)}
h2{font-size:clamp(1.6rem,3.2vw,2.3rem)}
h3{font-size:1.15rem}
.container{width:min(1160px,100% - 2rem);margin-inline:auto}
.section{padding:clamp(3rem,7vw,5.5rem) 0}
.section.alt{background:var(--bg)}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--teal);margin-bottom:.7rem}
.lead{font-size:1.1rem;color:var(--muted);max-width:60ch}
.section-head{margin-bottom:2.5rem;max-width:680px}
.section-head p{color:var(--muted);margin-top:.6rem}
.center{text-align:center;margin-inline:auto}

/* topbar + header */
.topbar{background:var(--navy);color:#cfdbe8;font-size:.85rem}
.topbar .container{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;padding:.5rem 0}
.topbar a{color:#fff}
.topbar span{margin-right:1.2rem}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.header .container{display:flex;align-items:center;justify-content:space-between;height:72px}
.logo{display:flex;align-items:center;color:var(--navy)}
.logo img{height:48px;width:auto}
.footer .logo img{height:54px}
.hero-img{width:100%;height:auto;position:relative;z-index:1}
.photo{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--line)}
.photo img{width:100%;height:auto;display:block}
.logo-mark{width:42px;height:42px;border-radius:10px;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-family:'Fraunces',serif;font-weight:700;font-size:1.05rem;letter-spacing:.02em}
.logo-text{font-family:'Fraunces',serif;font-weight:600;font-size:1.25rem;line-height:1}
.logo-text small{display:block;font-family:'Inter',sans-serif;font-size:.65rem;letter-spacing:.2em;text-transform:uppercase;color:var(--muted);margin-top:4px;font-weight:500}
.nav ul{display:flex;gap:.3rem;list-style:none;align-items:center}
.nav a{display:block;padding:.5rem .9rem;border-radius:8px;color:var(--ink);font-weight:500;font-size:.95rem}
.nav a:hover,.nav a.active{color:var(--teal);background:#eef6f6}
.nav a.btn{color:#fff;background:var(--teal);margin-left:.4rem}
.nav a.btn:hover{background:var(--teal-d);color:#fff}
.menu-btn{display:none;background:none;border:0;cursor:pointer;padding:.5rem}
.menu-btn span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0;transition:.25s}

/* buttons */
.btn{display:inline-block;padding:.85rem 1.6rem;border-radius:10px;font-weight:600;border:2px solid transparent;cursor:pointer;font-size:1rem;font-family:inherit;transition:.2s}
.btn-primary{background:var(--teal);color:#fff}
.btn-primary:hover{background:var(--teal-d);color:#fff;transform:translateY(-1px)}
.btn-outline{border-color:#fff;color:#fff}
.btn-outline:hover{background:#fff;color:var(--navy)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:var(--navy-2);color:#fff}

/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 70%,#0f3a5f 100%);color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-120px;width:460px;height:460px;border-radius:50%;background:radial-gradient(circle,rgba(201,162,75,.25),transparent 65%)}
.hero .container{display:grid;grid-template-columns:1.25fr .9fr;gap:3rem;align-items:center;padding:clamp(3.5rem,8vw,6.5rem) 0;position:relative;z-index:1}
.hero h1{color:#fff;margin-bottom:1.1rem}
.hero h1 em{font-style:normal;color:var(--gold)}
.hero p{color:#cfdbe8;font-size:1.12rem;max-width:54ch;margin-bottom:2rem}
.hero-cta{display:flex;gap:.9rem;flex-wrap:wrap}
.hero-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:var(--radius);padding:1.8rem;backdrop-filter:blur(6px)}
.hero-card h3{color:#fff;margin-bottom:1rem}
.hero-card li{list-style:none;display:flex;gap:.7rem;padding:.45rem 0;color:#e5edf5;font-size:.97rem}
.hero-card li::before{content:"✓";color:var(--gold);font-weight:700}
.page-hero{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:clamp(3rem,7vw,4.5rem) 0}
.page-hero h1{color:#fff;font-size:clamp(2rem,4.5vw,2.9rem)}
.page-hero p{color:#cfdbe8;margin-top:.7rem;max-width:60ch}

/* trust strip */
.strip{background:#fff;border-bottom:1px solid var(--line)}
.strip .container{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;padding:1.6rem 0}
.strip div{text-align:center}
.strip strong{display:block;font-family:'Fraunces',serif;color:var(--navy);font-size:1.05rem}
.strip span{font-size:.88rem;color:var(--muted)}

/* cards */
.grid{display:grid;gap:1.4rem}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:1.7rem;transition:.25s;position:relative}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px);border-color:#cfe1e1}
.icon{width:48px;height:48px;border-radius:12px;background:#e6f3f3;color:var(--teal);display:grid;place-items:center;margin-bottom:1rem}
.icon svg{width:24px;height:24px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.card p{color:var(--muted);font-size:.96rem;margin-top:.5rem}
.card .more{display:inline-block;margin-top:.9rem;font-weight:600;font-size:.92rem}
.tag{display:inline-block;font-size:.72rem;font-weight:600;background:#fbf4e2;color:#8a6a1c;padding:.2rem .6rem;border-radius:99px;margin-bottom:.8rem}
.checks{list-style:none;margin-top:.9rem}
.checks li{padding:.25rem 0 .25rem 1.6rem;position:relative;font-size:.93rem;color:var(--ink)}
.checks li::before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:700}

/* steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem}
.step{counter-increment:s;padding:1.5rem;background:#fff;border-radius:var(--radius);border:1px solid var(--line)}
.step::before{content:counter(s);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--gold);font-weight:700;margin-bottom:.9rem}
.step p{color:var(--muted);font-size:.93rem;margin-top:.4rem}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:3.5rem;align-items:center}
.panel{background:linear-gradient(145deg,var(--navy),var(--navy-2));color:#fff;border-radius:var(--radius);padding:2.4rem}
.panel h3{color:#fff;font-size:1.4rem;margin-bottom:.8rem}
.panel p{color:#cfdbe8}
.panel .checks li{color:#e8eff6}
.panel .checks li::before{color:var(--gold)}
.split p+p{margin-top:1rem}
.split .text p{color:var(--muted)}

/* cta */
.cta{background:var(--teal);color:#fff;text-align:center}
.cta h2{color:#fff}
.cta p{color:#e0f2f2;margin:.8rem auto 1.8rem;max-width:55ch}
.cta .btn-primary{background:#fff;color:var(--teal-d)}
.cta .btn-primary:hover{background:var(--navy);color:#fff}

/* contact */
.contact-wrap{display:grid;grid-template-columns:.9fr 1.3fr;gap:2.5rem;align-items:start}
.info-item{display:flex;gap:1rem;padding:1.1rem 0;border-bottom:1px solid var(--line)}
.info-item:last-child{border:0}
.info-item .icon{margin:0;flex:none}
.info-item h3{font-size:1rem;font-family:'Inter',sans-serif;font-weight:600}
.info-item p,.info-item a{color:var(--muted);font-size:.97rem}
form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:2rem;box-shadow:var(--shadow)}
.row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.field{margin-bottom:1.1rem}
label{display:block;font-weight:600;font-size:.88rem;margin-bottom:.35rem;color:var(--navy)}
input,select,textarea{width:100%;padding:.8rem .9rem;border:1.5px solid #d3dce5;border-radius:9px;font:inherit;color:var(--ink);background:#fff;transition:.15s}
input:focus,select:focus,textarea:focus{outline:0;border-color:var(--teal);box-shadow:0 0 0 3px rgba(15,123,123,.15)}
textarea{min-height:130px;resize:vertical}
.check{display:flex;gap:.6rem;align-items:flex-start;font-size:.88rem;color:var(--muted)}
.check input{width:auto;margin-top:.3rem}
.check label{font-weight:400;color:var(--muted);margin:0}
.hp{position:absolute;left:-9999px;opacity:0}
.alert{padding:.9rem 1rem;border-radius:9px;margin-bottom:1.2rem;font-size:.95rem;display:none}
.alert.show{display:block}
.alert.ok{background:#e6f5ec;color:#1b6b3a;border:1px solid #bfe3cd}
.alert.err{background:#fdecec;color:#9a2222;border:1px solid #f3c4c4}
.map{border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);margin-top:2.5rem}
.map iframe{width:100%;height:360px;border:0;display:block}

/* footer */
.footer{background:#021120;color:#a9bacb;padding:3.5rem 0 0;font-size:.93rem}
.footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:2.5rem;padding-bottom:2.5rem}
.footer h4{color:#fff;font-size:.95rem;margin-bottom:1rem;font-weight:600}
.footer a{color:#a9bacb}
.footer a:hover{color:#fff}
.footer ul{list-style:none}
.footer li{padding:.25rem 0}
.footer .logo{color:#fff;margin-bottom:1rem}
.footer .logo-text small{color:#8fa3b7}
.legal{border-top:1px solid rgba(255,255,255,.1);padding:1.2rem 0;font-size:.82rem;display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}

/* reveal */
.reveal{opacity:0;transform:translateY(18px);transition:.6s}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}

@media (max-width:960px){
  .hero .container,.split,.contact-wrap{grid-template-columns:1fr}
  .grid-3{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .strip .container{grid-template-columns:repeat(2,1fr)}
  .footer .cols{grid-template-columns:1fr 1fr}
}
@media (max-width:720px){
  .menu-btn{display:block}
  .nav{position:absolute;top:72px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);display:none;padding:.8rem 1rem 1.2rem}
  .nav.open{display:block}
  .nav ul{flex-direction:column;align-items:stretch}
  .nav a.btn{margin:.4rem 0 0;text-align:center}
  .topbar .container{justify-content:center;text-align:center}
  .grid-3,.grid-2,.steps,.row,.footer .cols{grid-template-columns:1fr}
  form{padding:1.4rem}
}